NAB Rewards Business Signature Card: Fees, Points & Business Fit
The NAB Rewards Business Signature Card is aimed at companies that want flexible rewards from eligible business purchases and are comfortable paying a higher annual fee than NAB’s low-rate option. The value case depends on spend, redemption and whether the balance is paid in a way that avoids interest eroding rewards.
NabConn never asks for NAB Connect credentials
Use an official NAB-operated service for account authentication. Do not send NabConn your NAB Connect User ID, password, PIN, token code, one-time passcode, full card details or online-banking credentials.
Current Published Economics
NAB currently publishes a $175 annual fee per card, 19.50% p.a. purchase interest rate and $5,000 minimum facility credit limit.
Reward Earning
NAB currently states that eligible everyday business purchases earn 1.25 NAB Rewards Points per $1, including eligible ATO payments, with points not capped under the general earn statement. Offer terms can change.
Interest Can Overwhelm Reward Value
A rewards card is easier to justify when the business pays according to the product’s interest-free conditions. Carrying a balance at a high purchase rate can outweigh the economic value of points.
Employee Card Controls
Multiple cards can be attached to a facility with individual limits, helping a business separate employee purchasing from the overall facility ceiling.
Who This May Suit — and Who Should Look Elsewhere
Potential fit
- High eligible business spend that earns rewards.
- You prefer flexible NAB Rewards over airline-specific points.
- Balances are managed to avoid avoidable interest.
Consider another option if
- Your priority is the lowest purchase rate or annual fee.
- You frequently carry a revolving balance.
Primary Sources Used for This Guide
Product terms can change. These sources are included so readers can verify current information directly before making an important financial or security decision.