NAB Business Card Fees: What Each Card Costs
The visible annual or monthly card fee is only one part of card cost. Purchase interest, late fees, cash advances, employee-card count and reward economics can change the total cost materially.
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Annual and Monthly Card Fees
NAB’s current business-banking fee schedule lists annual fees of $175 for Rewards Business Signature, $295 for Qantas Business Signature and $60 for Low Rate Business Card. The NAB Business Card is listed at $9 per month per card.
Late Payment Fee
The current NAB business fee schedule lists a $15 late payment fee across the four business-card products covered by the schedule.
Cash Advance Fee
The same schedule lists a 3% cash-advance fee with a $3 minimum across these business-card products, subject to product terms.
Scale the Fee by Card Count
A $9 monthly per-card fee becomes $1,080 a year for ten cards before other costs. Corporate-card decisions should therefore be modelled at facility scale.
Current Published Card Fees
| Product | Card fee* | Late payment fee* | Cash advance fee* |
|---|---|---|---|
| Rewards Business Signature | $175 annual | $15 | 3% (min $3) |
| Qantas Business Signature | $295 annual | $15 | 3% (min $3) |
| Low Rate Business Card | $60 annual | $15 | 3% (min $3) |
| NAB Business Card | $9 monthly | $15 | 3% (min $3) |
Figures and product features may change; verify current terms directly with the relevant provider.
Primary Sources Used for This Guide
Product terms can change. These sources are included so readers can verify current information directly before making an important financial or security decision.